Our Terms

Araemo Financial Ltd, Imperial Chambers, Widemarsh Street, Hereford, HR4 9EP

Telephone: 01432 804339

Email: Araemoltd@aol.com

Registration Address as Company address

Registration Number: 12363559

Registered in: United Kingdom

Araemo Financial Ltd is authorised and regulated by the Financial Conduct Authority

Araemo Financial Ltd is entered on the Financial Services Register (www.fca.gov.uk/register) under reference 919874.


The FCA does not regulate will writing, personal loans, commercial loans, national savings products, some forms of buy to let mortgages, tax planning, inheritance tax planning, offshore funds.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.


In order to advise you properly, Beacon IFA Ltd must obtain certain information from you about your financial and personal circumstances.

By providing us with your personal data:

  1. You agree that the information we hold about you can be held on computer and/or paper files.

  2. You agree that any information which you give us, including sensitive personal data such as health and medical records, may be disclosed to appropriate third parties for the purpose of processing your application and for the ongoing administration of your investment or policy but for no other purpose.


PLEASE NOTE : All information sent to us via the enquiry forms on our website is processed by a secure server.



If you wish to register a complaint, please write to Beacon IFA Ltd , Beacon House, Red Lion Square, Tredegar, Gwent, NP22 3PW or telephone (01495) 713900.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk  or by contacting them on  0800 0234567.

If you make a complaint and we are unable to meet your liabilities, you may be entitled to compensation from Financial Services Compensation Scheme. Further information about limits applicable to different product types is available from FSCS at fscs.org.uk/what-we-cover/products.