Chris O'MearaMar 3, 20214 minYour 2021 Budget summaryOn Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the...
Chris O'MearaMar 3, 20215 minBudget 2021 - The winners and losersA year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded...
Chris O'MearaFeb 3, 20213 minFTSE 100 suffers worst year since 2008 but your portfolio may still have gainedWhen you look at the headline figures of how investment markets performed in 2020, you may be worried about your finances. The impact of...
Chris O'MearaFeb 3, 20213 minCapital Gains Tax review: 2 things that could changeThe Office of Tax Simplification (OTS) is reviewing Capital Gains Tax (CGT) after being ordered to by chancellor Rishi Sunak. Changes...
Chris O'MearaFeb 3, 20213 minFirms cut dividends, what impact will it have on you? Companies have faced challenges in the last 12 months and, as a result, many have cut or suspended their dividends. If a portion of your...
Chris O'MearaFeb 3, 20214 minThousands will run out of money in retirement, will you?Saving into a pension and accessing it comes with a lot of challenges as you need to think about how much income you need throughout...
Chris O'MearaFeb 3, 20214 minSelf-invested personal pensions: Are they right for your savings and achieving life goals?More people are considering and starting to pay into a self-invested personal pension (SIPP). Increased engagement with retirement...
Chris O'MearaFeb 3, 20214 min6 tax allowances to use before 5 April 2021 to boost your finances The current 2020/21 tax year will end on 5 April 2021. As a new year starts, many allowances reset. For some, it will be your last...
Chris O'MearaJan 15, 20213 minInvestment market update: December 20202020 was a year marked by volatility and uncertainty. With everything that was going on, you might think that investors finished the year...
Chris O'MearaJan 15, 20214 minFinancial health check: How do you score?How do you rate your financial security? When you think about your financial situation, what defines it as ‘healthy’? For 77% of Brits,...
Chris O'MearaJan 15, 20214 minPension gap: How can women improve their security in retirement?We hear a lot about the gender pay gap, but one area that’s often overlooked is the knock-on effect this has for retirement savings....
Chris O'MearaJan 15, 20214 minHave you prepared emotionally for retirement? Have you started preparing for retirement yet? If you’re nearing this milestone you may have contemplated whether your pension will be...
Chris O'MearaJan 15, 20213 minBeware of pension trap when accessing your pension before retirementFor most people, their pension becomes available at the age of 55, rising to 57 in 2028, even if they plan to work past this point. It...
Chris O'MearaJan 15, 20214 minThe importance of taking stock of your pension withdrawals after market volatility2020 saw a lot of volatility within investment markets. While vaccine news means there is hope for battling Covid-19 in 2021, there’s...